The Capital One Bank Settlement has provided benefits for those affected by a data breach, and as of 2024, the active benefits available to eligible individuals are Identity Defense Services and Restoration Services. These services, which aim to help protect your personal information and assist in resolving identity theft issues, have been extended until February 13, 2028.
Key Details About the Capital One Settlement:
Active Benefits:
As of now, the only active benefits are the Identity Defense Services and Restoration Services. The claim filing period and other administrative options are now closed.
Second Payment:
Capital One began sending the second round of payments on September 4, 2024. If you did not claim or cash the initial payment from 2023, you are no longer eligible for a second payment. Any uncashed funds from the first round have already been sent to those who claimed their payments.
Identity Defense Services:
The Identity Defense Services are designed to help protect your personal information from being misused. If you are a Settlement Class Member, you can still enroll for up to five years of free services. These services include:
- Dark Web Monitoring: Monitors your sensitive information like your Social Security number and credit cards on the dark web.
- Identity Monitoring: Alerts you if there is suspicious activity linked to your identity.
- Lost Wallet Protection: Helps recover lost or stolen wallets.
- Credit and Identity Protection: Includes free security freezes with major credit bureaus like Experian, Equifax, and TransUnion.
- $1 Million Insurance: Covers costs related to identity theft.
- U.S.-Based Customer Support: Provides assistance if your identity is compromised.
To enroll in Identity Defense Services, call Pango at 833-317-4821 or visit the official website to get an enrollment code.
Free Restoration Services:
Even if you did not enroll in Identity Defense Services or submit a claim, Restoration Services are available for all Settlement Class Members. This service includes:
- Fraud Resolution Assistance: Get help from U.S.-based specialists in managing identity theft and fraud.
- Credit Bureau Alerts: Assistance with placing fraud alerts on your credit reports.
- Disputing Fraudulent Information: Help with disputing incorrect information with creditors, service providers, and law enforcement.
To access these services, call 505-896-7416.
Important Dates:
Free Identity Defense Services: Available until February 13, 2028.
Enrollment Deadline for Services: You could have enrolled for services by September 30, 2022, but can still sign up for free services anytime before the end date.
How to Get Help
- If you are a class member and need to enroll in Identity Defense Services, reach out to Pango for help.
- If you’re seeking assistance with fraud resolution, use the Restoration Services available to you at no cost.
For more details on how to access the services or if you have any further questions, you can visit the official website or call 833-317-4821.
